Many people continue with the same car insurance provider simply because it feels convenient, but doing so might end up costing more in the long run. Switching to a trusted insurer like TATA AIG General Insurance Company can help you save on premiums while enjoying better coverage and smarter benefits.
With comprehensive car insurance, valuable add-ons, and a high claim settlement ratio, TATA AIG makes the transition worthwhile. You’ll also benefit from a quick 2-click quote process, up to an 85% discount on new vehicle insurance, and a car garage count of 5,900+ across India.
Switching to Tata AIG from Another Insurer – A Simple Guide to Saving More
Many people continue with the same car insurance provider simply because it feels convenient, but doing so might end up costing more in the long run. Switching to a trusted insurer like TATA AIG General Insurance Company can help you save on premiums while enjoying better coverage and smarter benefits.
With comprehensive car insurance, valuable add-ons, and a high claim settlement ratio, TATA AIG makes the transition worthwhile. You’ll also benefit from a quick 2-click quote process, up to an 85% discount on new vehicle insurance, and a car garage count of 5,900+ across India.
Why Consider Switching Your Car Insurance Provider?
Many people simply renew their car insurance policies year after year without considering whether switching could be a better option. However, there are several reasons why making a change could benefit you:
- Higher Premiums: Your current policy might be costing you more than necessary compared to what’s available in the market.
- Limited Coverage: Your current insurance may lack valuable add-ons like Zero Depreciation, Roadside Assistance, Engine Secure and more that can provide extra protection for your vehicle.
- Poor Claims Experience: If your claims process has been slow or complicated in the past, it may be time for a change.
- Lack of Additional Benefits: Some insurers don’t offer any extra value or enhancements even after renewing your policy for years.
Benefits of Switching to Tata AIG Car Insurance
When you switch to TATA AIG, you enjoy several practical benefits that make your car insurance journey smoother and more rewarding:
- Buy your policy online in 3 easy steps
Select your plan, customise it, and make a secure payment—all without paperwork or delays. Your policy document is instantly delivered to your email. - Customisable add-on covers
Enhance your coverage with options like Zero Depreciation, Key Replacement, and Return to Invoice, tailored to your specific needs. - Quick and transparent claim process
File claims online by simply entering basic details. You can also track your claim status in real-time for complete peace of mind. - Cashless repairs through a wide garage network
Get access to TATA AIG’s extensive network of authorised garages across India for cashless repairs. If a network garage isn’t nearby, reimbursement support is available for repairs at any trusted local workshop. - Comprehensive protection for your vehicle
Stay covered against theft, accidents, natural calamities, and man-made damages, ensuring your car remains protected at all times.
What Is Covered Under Tata AIG Comprehensive Car Insurance?
When you switch to Tata AIG and opt for a comprehensive car insurance plan, you get complete protection for your vehicle.
- Own Damage Cover protects your car against accidents, theft, fire, natural calamities, and man-made disasters.
- Third-party liability covers any damage to third-party property or injuries caused by your vehicle, ensuring you’re financially protected.
- Personal Accident Cover provides up to ₹15 lakh for the owner-driver in case of injury or death due to an accident.
- Transit Damage covers your vehicle during transport by road, rail, or air.
- Add-on protection includes options like Zero Depreciation, Engine Secure, Return to Invoice, Tyre Secure, and more, giving you the flexibility to enhance your coverage according to your needs.
This comprehensive coverage ensures you’re well-protected in any situation.
How to Switch to Tata AIG in 5 Easy Steps?
Switching to Tata AIG for your car insurance is simple and quick. Here’s how you can do it:
- Visit the Website: Go to Tata AIG’s official website and select either “Buy Car Insurance” or “Renew” to begin.
- Enter Vehicle Details: Provide your car’s registration number, make, model, and manufacturing year to get a tailored quote.
- Select Coverage and Add-ons: Choose comprehensive car insurance and customise your plan with add-ons such as Zero Depreciation or Engine Secure for extra protection.
- Transfer NCB: Upload proof of your existing No Claim Bonus (NCB) from your previous insurer. Tata AIG allows NCB transfer within 90 days after your old policy expires.
- Pay Online: Complete your payment securely online and instantly download your new policy document.
Switching to Tata AIG ensures better coverage and a stress-free experience.
Will I Lose My No-Claim Bonus (NCB)?
No, you won’t lose your No-Claim Bonus (NCB) when switching to Tata AIG. You can retain your NCB if:
- You switch within 90 days of your previous policy’s expiry date.
- You haven’t made a claim in the previous policy year.
- You provide valid proof of NCB from your previous insurer.
By transferring your NCB to Tata AIG, you can save up to 50% on your premium, making the switch more affordable. This ensures that your safe driving habits continue to reward you, even when you move to a new insurer.
Tips to Maximise Savings When Switching
Here are some smart ways to lower your premium while still enjoying strong coverage:
- Avoid Small Claims: Making fewer claims helps you retain your No Claim Bonus (NCB), which can lead to higher discounts on your premium.
- Choose Only Useful Add-ons: Opt for add-ons that are relevant to your needs. For instance, Engine Secure is beneficial if you live in flood-prone areas.
- Install ARAI-Approved Anti-Theft Devices: These devices can make your car less risky to insure, potentially qualifying you for an additional discount.
- Increase Voluntary Deductibles: By agreeing to pay a portion of the claim cost, you can lower your premium.
- Buy Online: Tata AIG offers up to 75% discount when you purchase your
Following these tips will help you save money while ensuring your vehicle is well-covered.
Conclusion
Switching your car insurance doesn’t have to be a stressful experience. With Tata AIG, you get more than just reliable coverage – you gain access to valuable savings through No Claim Bonus transfer, online discounts, and customisable coverage options.
Whether you’re renewing your policy or making the switch halfway through the year, Tata AIG’s comprehensive car insurance is designed to offer you peace of mind, convenience, and the financial benefits every car owner seeks.
By choosing Tata AIG, you’re not just ensuring your car’s protection; you’re also making a smart decision to save money and enhance your coverage.
>Read How to Get the Best Deals on Auto Insurance